early access · peer-to-peer · be your own bank

Tally

Return money to its roots.

A peer-to-peer app for tracking favours and trading within your community — no banks, no interest, no middlemen. Rooted in thousands of years of reciprocal exchange.

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Like a tally stick —
split between two.

1
Connect with people you trust
Add friends by scanning their QR code or by sharing your identity key.
2
Record a favour
Did someone cover your coffee? Buy groceries for a neighbour? Log a tally. It's kept on your phone, not on any server.
3
Let it flow through the community
Your favours can travel through chains of trust to someone you don't even know. When loops form, they cancel automatically. The whole network stays in balance.

Every favour logged has a matching entry somewhere in the network — always balanced, always honest.

Reach anyone through
a chain of friends.

Alice and Bob trust each other. Bob and Charlie trust each other. Alice needs to pay Charlie — but they've never met.

Tally routes the favour through Bob: Alice records a tally with Bob, Bob records one of equal value with Charlie. Charlie is paid. Bob's balance stays neutral. Alice and Charlie can transact without having to trust each other.

Chains can be as long as needed — the more trust connections in your community, the further a favour can travel.

Mutual favour — as old as community itself.

Before coins and central banks, communities made trade based on trust and shared records. In the digital age we can extend this local trust to global communities.

Choose your currency
The value of favours can be recorded in any currency you and your friends choose: euros, work hours, meals. Only imagination is the limit.
Secure and private
Tallies are secured with modern cryptography, so no one besides the people making an exchange can see them.
Open source and decentralised
Tally is not just an app, it's a protocol that anyone can build on. The local nature of tallies makes it truly decentralised, while also allowing it to scale without any bottlenecks.
Circular cancellation
If A owes B and B owes C and C owes A, Tally cancels the loop automatically. Debts dissolve; the community moves on.

Money was never meant to be this complicated.

Whether Hawala, Quipu or Tally Sticks, using records of good deeds as money is long and ancient. When you root money in the community it stays honest, and can't support wars or other destructive aims.

Tally.earth returns this idea to the digital age — and takes it further. By chaining tallies, local trust can extend to global trade. No central monetary system. No manipulation of the money supply. No corruption.

"Money, in its essence, is just bookkeeping that tracks good deeds that should be paid back."

— Tally manifesto

Honest tools for tracking favours.

No sign-up or revealing data
Automatic loop cancellation
QR code friend-adding
Works offline on mobile
Trust limits you set yourself
Nostr-compatible identity
Full local transaction history
Open source
Peer-to-peer, data stays on device

Plant your first
root of trust.

Tally is in early access. Open it in your browser — no install, no sign-up, just you and the people whose favours you trust.

Try Tally →

Early access · open source · your data stays on your device